Finance Information Event at Villenave-d’Ornon: Thursday 4th October at 10:30


FULLY BOOKED
Tax Seminar

tax

This is a morning of presentations and discussion designed to assist BBC members to understand the recent changes in the French tax system.

In summary the subject is basically “Changes to tax and inheritance rules”

Topics to be covered include:

  • Taxation at source (affects those who are resident in France and either working or receiving a French or UK retirement pension)
  • Taxe d’Habitation
  • Inheritance rules and taxes

The event is will be informative with presentations, questions and a chance to talk informally. Numbers will be limited by space to 32 people..

We are very pleased to be hosted by Blevins Franks but this is not a sales presentation exercise. If there is any follow up activity with the presenters or others, that is up to individual members.

The BBC Statutes specify the aims of the association to also assist the integration of English speaking people who come to settle in Bordeaux. One way of doing this is by helping to understand how the French system works for new arrivals and keeping up, as far as possible, with major French tax and legislation changes.


Seminar Leader

Long term BBC member Rupert Holderness will lead the seminar. Rupert has over 35 years’ experience in the financial services industry, 30 of them working in France. Before moving to France, Rupert worked for NatWest Bank who transferred him to France in 1986, where he worked in Bordeaux, Toulouse and Paris.

In 1996, Rupert decided to specialise in advising the British community in France and started the French operation of Siddalls in Bordeaux. Siddalls France became part of the Blevins Franks Group in 2014 to become Blevins Franks France, where Rupert continues to head up the Bordeaux office.

Rupert holds a Master’s degree in Business Administration (MBA) from Kedge Business School in Marseille, specialised in financial planning. As to be expected after a language degree and 30 years of living in France, Rupert is bi-lingual and bi-cultural.


Where?

The seminar will be held at the offices of Blevins Franks at 1 rue Pablo Neruda, 33140 Villenave d’Ornon.

The office is beside exit 17 ( Talence Thouars) on the Rocade. If you get off the ring road, you can’t miss a large blue and grey office building with “Compagnie Fiduciaire” written all over it.

Please click here for a map


Car Parking

There is some visitors car parking available but the office car park is often full. If full,  there is parking across the road in one of the restaurant or hotel car parks if necessary


Booking

FULLY BOOKED – No more places available

BBC events like this are always popular and oversubscribed. We are limited to 32 places so bookings were registered on a’ first come first served basis’ for this event.


EXHIBITION ‘CELLULES SOUCHES’ (Stem Cells): Bordeaux – Friday 23rd February


STEM CELLS – THE MEDICINE OF THE FUTURE
CAP SCIENCE BORDEAUX FOLLOWED BY LUNCH AT LES TONTONS

Did you know that we are the result of the multiplication and diversification of a handful of tiny stem cells?

All life begins with stem cells. Without them men, animals and plants could not live. Thanks to them our body is constantly regenerating and creates more than 300 million new cells per minute.

Today, with the help of stem cells, doctors can produce skin or treat patients with cancer. And tomorrow?   Could we cure through these special cells diseases like Alzheimers or diabetes?

Discover the role and nature of these very particular cells. Their incredible powers will not stop surprising you!


Private Guided Tour

We have organised a private guided tour of this very interesting exhibition at 10 am on Friday 23rd February. The cost per person will be between 2,50€ and 4,50€ depending on numbers.

Cap Sciences, Hangar 20, Quai de Bacalan, 33300 Bordeaux which is next to Pont Chaban Delmas. For a map, please click here


Lunch

Following the visit to Cap Science for those who would like lunch we plan to eat at Les Tontons, which is just 50 metres from the exhibition. The lunch menu costs between 16 – 18 euros (excluding wine) which includes a buffet of entrées, plat de jour and a buffet of desserts.

Les Tontons, 118 Quai de Bacalan, 33000 Bordeaux which is next to the Pont Chaban Delmas.  For a map, please click here


Booking

If you would like to join us please register with Norma B or online. Norma’s contact details are here

Closing date Sunday 18th February.  Places are limited so please register early.

When using the on-line booking form, please note the following:

  • Do not forget to press ‘Submit’
  • If you do not receive a confirmation from the organiser within 48 hours then your booking has not been recorded and we ask you to contact the organiser direct for your booking confirmation


Address – Parking – Public Transport

Tram line B, stop Cite du Vin. Address Hanger 20, Quai Bacalan, 33300 Bordeaux (ie Next door to the Pont Chaban Delmas)

Plenty of parking available agjacent to the CAP Sciences



EXHIBITION ‘CELLULES SOUCHES’ (Stem Cells): BORDEAUX - FRIDAY 23rd FEBRUARY 2018


STEM CELLS – THE MEDICINE OF THE FUTURE
CAP SCIENCE BORDEAUX FOLLOWED BY LUNCH AT LES TONTONS

Did you know that we are the result of the multiplication and diversification of a handful of tiny stem cells?

All life begins with stem cells. Without them men, animals and plants could not live. Thanks to them our body is constantly regenerating and creates more than 300 million new cells per minute.

Today, with the help of stem cells, doctors can produce skin or treat patients with cancer. And tomorrow?   Could we cure through these special cells diseases like Alzheimers or diabetes?

Discover the role and nature of these very particular cells. Their incredible powers will not stop surprising you!


Private Guided Tour

We have organised a private guided tour of this very interesting exhibition at 10 am on Friday 23rd February. The cost per person will be between 2,50 euros and 4,50 euros depending on numbers.


Lunch

Following the visit to Cap Science for those who would like lunch we plan to eat at Les Tontons,
which is just 50 metres from the exhibition. The lunch menu costs between 16 – 18 euros (excluding wine) which includes a buffet of entrées, plat de jour and a buffet of desserts.


Booking

If you would like to join us please register with Norma B or online. Norma’s contact details are in the Membership Directory here

Closing date Sunday 18th February.  Places are limited so please register early.

When using the on-line booking form, please note the following:

  • Do not forget to press ‘Submit’
  • If you do not receive a confirmation from the organiser within 48 hours then your booking has not been recorded and we ask you to contact the organiser direct for your booking confirmation


Address – Parking – Public Transport

Tram line B, stop Cite du Vin. Address Hanger 20, Quai Bacalan, 33300 Bordeaux (ie Next door to the Pont Chaban Delmas)

Plenty of parking available agjacent to the CAP Sciences


Canoe excursion : Monday September 12th : Salles to Biganos Port


canoeingMany members may remember a canoe excursion three years ago, especially those who got wet !  We plan an all day trip, covering 20km from Salles to Biganos port, with a picnic half way at Mios.

Not so much paddling is required as the flow of the river, plus the ebb tide carries us most of the way, through lovely scenery and nature, especially birds.

There are a selection of photos from the previous trip in the October 2013 newsletter here


Arrival

We shall meet at the lovely small leisure port of Biganos at 9am (sorry about the early start !).  There we leave our cars and board a minibus which takes us to Salles.  After a safety and canoeing briefing there, and after packing our picnics in waterproof containers, we set off downstream to our riverside lunch rendez-vous in Mios.  There is the opportunity to opt out there if anyone has had enough !  We should be back at our cars by 5pm.

There are a selection of photos already in the October 2013 newsletter.


What to Wear

You may get wet !  Bring a change of clothes, be prepared with sun and insect protection. Shorts are advised, as well as old trainers or secure sandals. A retaining cord for your glasses is strongly advised.


Picnic

Don’t forget your picnic, but note this will be with you in the canoe in a 55 litre waterproof container, with a 30cm diameter lid, please ensure your picnic can fit in !


Price

The price for adults is 18€, including the canoe, paddle and safety gear hire, as well as the minibus trip.

The price for children aged 6-12 is 6€, they will travel in the centre of the canoe (without a paddle)


Booking

Please book by 5th September direct with Phil or online.   We have to pay the hire company in advance. So, to confirm your booking, please post your cheque direct to Phil made payable to the BBC.

When using the on-line booking form, please note the following:

  • Do not forget to press ‘Submit’
  • If you do not receive a confirmation from the Deirdre within 48 hours then your booking has not been recorded and we ask you to please contact the organiser direct for your booking confirmation

Petitions


Background

benefits square icon for web-largerBritish nationals living in France feel particularly vulnerable to two potentially highly negative consequences of the Brexit vote of 23rd June:

The loss, particularly for old-age pensioners (who have not contributed sufficiently, or at all, to the French system), of the assurance of health care cover by the UK and ….

…. The risk, for those in receipt of UK state pensions, that the UK might withhold cost-of-living increases after Brexit.

Petitions to the UK Parliament have been raised, details below.


Petition 1 – “Commit to healthcare arrangements for British pensioners living in the EU”

The petitioners say:

British pensioners living in within the European Union (EU) could lose their right to free or low-cost healthcare when Britain leaves. We call upon the Government of the United Kingdom to commit to maintaining the current healthcare arrangements for British pensioners living in an EU country.

Whilst Britain is a Member State of the European Union (EU), British pensioners living in another EU country are entitled to the same healthcare as Nationals of the country in which they live. This is funded from the United Kingdom. Once Britain leaves the EU, this may change. We call upon the Government of the United Kingdom to make a commitment that the same or equivalent healthcare provision will be in place before Britain leaves the EU in order that there is no break in continuity of care.

Unlike the Brexit referendum, this petition is open to all UK nationals irrespective of country of residence.

Please click: petition.parliament.uk/petitions/156984 to sign


Petition 2 – “Maintain Pension increases for British pensioners living in the EU”

The petitioners say:

Depending on what treaties are agreed for Britain’s exit from the EU, some British pensioners living in the EU may lose their annual State pension increases. We call upon the Government of the United Kingdom to commit to maintaining these increases for all British pensioners living in the EU.

More detailsAnnual State Pension for British pensioners living overseas are only paid in 16 countries outside of the EU and Britain has not signed any new treaties for this since 1981.  When Britain exits the EU, the mechanism that allows pension increases to be paid there will also cease.  For this reason, we call upon the Government of the United Kingdom to ensure that when the UK leaves the EU, appropriate provision is made with the European Union to allow the payment of these increases.

Unlike the Brexit referendum, this petition is open to all UK nationals irrespective of country of residence.

Please click: petition.parliament.uk/petitions/161717 to sign


Next steps
  • At 10,000 signatures, the government will respond to the petition
  • At 100,000 signatures, the petition will be considered for debate in Parliament

Copyright

All content is available under the Open Government Licence v3.0, except where otherwise stated
© Crown copyright


Information Event: Martingas - Thursday 31st March at 14:30


Healthcare, Savings, Tax and Inheritance Advice

tax

The event which was originally scheduled last year has now been arranged for Thursday 31st March at 14:30.  All other arrangements are unchanged.

This is not a social event. It is a series of presentations designed to assist an “étranger” to get the best out of their scarce resources when it comes to healthcare, savings and tax and inheritance.

It will be held at a members house in Martignas.  The event will be informative with presentations, a question session and a chance to talk informally to the presenters. Numbers will be limited by space to 30 people and there will be no charge.

savingsThe BBC Statutes specify the aims of the association to also assist the integration of English speaking people who come to settle in Bordeaux. One way of doing this is by helping to understand how the French system works and how to make our resources work better for us.

For example, the British are familiar with how the National Health Service is supposed to work but when living in France, they must quickly learn how to get along in the health system or they may find it very costly. Once familiar with it they will recognize how lucky the French are. But this is more than knowing how to get along and more about how to make the most of it and not get caught with unexpected costs through not understanding.

health_benes_claim_form1Having lived in France for 15 years, I sometimes think that I know all these things, but then something happens and I realize that there is a massive gap in my knowledge. If you are like me or you have just moved or are about to move to France, you might like to meet with some experts. The subjects being covered will include; the healthcare system, making your money and savings work for you, and changes to inheritance arrangements. This is not a sales exercise or advertising but if there is any follow up activity with the presenters or others, that is up to individual members.


Booking

Please book direct with John B (contact details are in the Members Area here) or online.

When using the on-line booking form, please note the following:

  • Do not forget to press ‘Submit’
  • If you do not receive a confirmation from the organiser within 48 hours then your booking has not been recorded and we ask you to contact the organiser direct for your booking confirmation.

When using the on-line booking form, please note the following:

  • Do not forget to press ‘Submit’
  • If you do not receive a confirmation from the organiser within 48 hours then your booking has not been recorded and we ask you to contact the organiser direct for your booking confirmation.

Call for Brits in France to register to vote in EU referendum


the most important decision the British people will have to take at the ballot box in our lifetimes
the chance to enjoy afternoon tea at the British Ambassador’s stunning 1720s-built Residence in Paris

Press Release from the British Embassy in Paris

Call for Brits in France to register to vote in EU referendum

#yourvotematters #EUreferendum

The British Embassy in Paris today launches a seven-day countdown campaign and competition to raise awareness of Overseas Voter Registration Day (OVRD) on 4th February among expatriates in France.

There are approximately half a million Brits living in France, many of whom are eligible to vote, and it is important that their voices are heard in the forthcoming EU referendum.

A referendum on the UK’s membership of the EU is due to take place before the end of 2017. As the Prime Minister has said this will be “the most important decision the British people will have to take at the ballot box in our lifetimes”.

Although the exact date has still to be decided, the eligibility criteria for this important referendum will be based on UK parliamentary elections. This means British citizens can vote if they were registered to vote before they left the UK and have lived in France for less than 15 years. So far only 5% of overseas voters have registered.

As part of our countdown the British Embassy will tweet messages showing just how quick and easy it is to register. It really only takes five minutes (the time it takes to make a cup of coffee or eat a croissant) and can be done online now at www.gov.uk/register-to-vote.

We are also offering a lucky winner and their family the chance to enjoy afternoon tea at the British Ambassador’s stunning 1720s-built Residence in Paris.

All we are asking people to do is encourage others to vote by tweeting photos of themselves holding a sign or poster saying #YourVoteMatters to @UKInFrance. The most creative or unusual image will win! They may be on top of a ski slope or walking through the Catacombs of Paris: the possibilities are endless!

Contributions

#yourvotematters should be tweeted by the end of the day on Overseas Voter Registration Day on 4th February.

If you’re a Brit in France – #yourvotematters! So get snapping and get registering!

Press contact:

Tess Mendibe

01 44 51 33 39

tess.mendibe@fco.gov.uk


 

Potential UK Exit from the EU (BREXIT)


Background

The new year brings further news of developments regarding the future of  the UK’s relationship with the European Union.  The UK Prime Minister is involved in talks with other EU leaders which, it is hoped, will lead to a re-negotiation of the formal relationship between the UK and its EU partners.  The terms of these talks will be the subject of discussion at the February 2016 EU Summit and will be followed, perhaps as early as June of 2016, by a UK wide Referendum to decide if the UK is to remain in or leave the EU.

BBC Committee Decision

The BBC Committee has decided that we should closely monitor the negotiation and the referendum result so that we can provide information to our members. This will be particularly important in the event that the decision is for a UK withdrawal (BREXIT), but a “remain” vote could also mean some change to the status or rights of UK nationals living and/or working in France or the rest of the EU, or those considering a return to the UK.

BBC Policy

Although we know that many of you will have strong views on the matter, it is not for us to make the case for or against a UK withdrawal – both the For and Against campaigns are up and running and many forums exist where views may be expressed.   Your committee has decided that we will restrict ourselves to a purely information role. Our involvement will be impartial and non-political, co-ordinated by a small group which includes a member of the Association – John Elliott – who has broad experience of Advice and Information Services.

BBC Members

Whilst this initiative is primarily for the benefit of our members we do wish to reach out to a wider audience and to involve the widest possible constituency in collecting and disseminating this information so, please make contact with a committee member if you have a view or wish to share ideas. (Contact details for Committee Members are in the Membership Directory here)

Please note, there are likely to be many specific questions of detail and we may not have sufficient resources to examine them all but we will try to concentrate on those issues of widest interest. Information gleaned will be available in the BREXIT section BBC Members Area.


 

Thalassothérapie visit Arcachon: Friday 27th November


010-full

This our second session at the spa at Arcachon.

It is very good value at 55£ for 5 hours in the facility including massage, aquagym, hammam, sauna and the pools with many different types of water jets and an area for swimming.

You can also relax on the sunbeds and watch the world go by.

We had a very tasty lunch, but this was possibly too rich before visiting a spa! Unfortunately the Thalazur is closing soon for modernisation so we will have to wait for the spring reopening.

Thank you Sarah for organising us and Deirdre for making up the trio.

Report by Norma C


Information Event: Martignas - Tuesday, 27th October at 14:30


Healthcare, Savings, Tax and Inheritance Advice

tax

The event which was originally scheduled for June has now been arranged for Tuesday 27th October at 14:30.  All other arrangements are unchanged.

This is not a social event. It is a series of presentations designed to assist an “étranger” to get the best out of their scarce resources when it comes to healthcare, savings and tax and inheritance.

It will be held at a members house in Martignas.  The event will be informative with presentations, a question session and a chance to talk informally to the presenters. Numbers will be limited by space to 30 people and there will be no charge.

savingsThe BBC Statutes specify the aims of the association to also assist the integration of English speaking people who come to settle in Bordeaux. One way of doing this is by helping to understand how the French system works and how to make our resources work better for us.

For example, the British are familiar with how the National Health Service is supposed to work but when living in France, they must quickly learn how to get along in the health system or they may find it very costly. Once familiar with it they will recognize how lucky the French are. But this is more than knowing how to get along and more about how to make the most of it and not get caught with unexpected costs through not understanding.

health_benes_claim_form1Having lived in France for 15 years, I sometimes think that I know all these things, but then something happens and I realize that there is a massive gap in my knowledge. If you are like me or you have just moved or are about to move to France, you might like to meet with some experts. The subjects being covered will include; the healthcare system, making your money and savings work for you, and changes to inheritance arrangements. This is not a sales exercise or advertising but if there is any follow up activity with the presenters or others, that is up to individual members.


Booking

Please book direct with John B (contact details are in the Members Area here) or online: